While most students and every parent would like to forget this fact, the reality is that college is expensive from start to finish. Whether it’s paying application fees, covering a tuition that always seems to rise from semester to semester, living expenses for several years, all the way to cap and gown fees that are levied right when you’re getting ready to graduate. Trying to live frugally while being a college student is difficult. Not only do you have all those must-pay expenses, but you’ve got tons of other items that you need to purchase, too. However, that doesn’t mean that you need to drain your bank account and work three jobs just to be able to afford everything. Instead of stressing out about where you’ll get all the cash for college, focus on reducing these things that college students habitually overspend on.
Cut Down Some College Expenses
Stop Patronizing Your University Bookstore
Books are expensive, and you’re not doing yourself any favors by buying them from the bookstore on campus. Sure, they might a convenient service that allows you to pick up all your books at once, and you won’t have to wait for shipping, but you’re almost always paying way too much. This is true even if the books you’re getting from the store are used. Hit up the online textbook engines like BigWords and do some comparison shopping to find better deals on all of your books. Chances are, you’ll be able to save hundreds of dollars on your books each and every semester you’re in school. That adds up to thousands in savings over your college career that you would otherwise be throwing away so your school can make money off your need for books.
You Really Don’t Have to Drive Everywhere
Unless you live far from school and need to commute to and from campus, you should look for every opportunity possible where you can avoid driving somewhere and using gas. Keeping your vehicle fueled is expensive, and it’s not going to be easy to afford if you’re hopping in the driver’s seat every time you want to go down to the corner store for some mints and a couple bottles of soda. If there is good public transit in your area, and there usually is to and from college campuses, learn the routes and use them to your advantage. When you’re going to hang out with friends, talk about carpooling and see if you can get rides with someone else. Even if you have to chip in for gas money, it’s still going to cost less than filling your tank every week.
Save Money By Not Driving
Don’t Pay Someone Else to Move Your Things
Is the lease on your place expiring? Are you about to move across town to live in a house with five of your friends? Moving is something that many college students come to become quite familiar with, and if you’ve got a lot of things in your place, getting them from Point A to Point B can be a difficult task. That doesn’t mean that you should rush to hire a moving company, though. They’re expensive, and even places that offer affordable in-town rates will charge you money you can’t afford. Boxes are cheap, and the labor of your friends is free. Put in an afternoon or two sweating and moving your things to your new places, and break down those boxes when you’ve unpacked. Stick them in the back of a closet and reuse them when you’re getting ready to move again.
Ask Family and Friends To Help You Move
Furnishing Your New Digs On the Cheap
Don’t go to a furniture store to look for a new sofa to complete the look of your bachelor pad. You might get some nice-looking furniture, but it’s going to be expensive, and it’ll depreciate rapidly. Instead, you should be able to thrive on the cheap furniture trade in your college town. Hit up the "free" section of Craigslist around moving day and you’ll be amazed at all the things people are getting rid of. You should be able to drive around town and pick up lots of things marked as "curb alerts." There’s often quite a lot of furniture for sale on Craigslist as well, and you’ll be able to find prices on sofa and loveseat sets, or a table and a set of chairs, for example, that are drastically lower than those you would find at a store. Additionally, shop at secondhand stores like Goodwill, which often have good furniture for affordable prices. If your apartment isn’t coming furnished, don’t worry; you can do it on the cheap, and haul that furniture around for the rest of your college career.
Living With A Moody Lover Can Be A Challenge
Some people are more prone to mood swings than others. It’s a fact of life, and it’s not a gender-discriminatory thing in some cases. Men and women alike can be prone to having mood swings sometimes, and if you’ve ever been in a relationship with someone who is easily offended or easily burnt out of things, you’ve been with someone who’s moody. People like that can be a little difficult to deal with at first but it’s nothing unmanageable, especially when it’s someone that you really want to be with. It’s best to be yourself and to try and make the relationship work just by going with the flow, but there are a few pointers to keep in mind when you’re with someone who can be a little fickle.
Don’t Take it Personal
The most important thing to do when your special someone is a little on the moody side is to not get offended when they don’t act as enthused as you think they should about seeing you. If they don’t want to go out on a date that night, don’t take it as a personal insult. They might just be having a bad day and it might have nothing to do with you. If you start acting like it’s a personal attack on you and a weakening of your relationship anytime your lover’s in the middle of a mood swing, it’s only going to push them away faster than you can even realize that you’re doing it. When you’re with someone who’s a little on the moody site, it’s a little more difficult to get close to them, especially when it comes to the bedroom and it’s important to be patient.
Take Things Slow
Be Patient With Your Partner
Patience is going to be your biggest helping hand when you’re with someone whose moods swings can be a little unpredictable. You can’t push too hard or too fast, or you’re just inviting defeat. Taking things at a slow, steady pace is key, and sometimes you’re going to have to let them call the shots. You might have to end up cancelling or rescheduling a date, or end up spending a night watching movies instead of having a little fun in the bedroom. If you’re not patient, you might not be equipped to handle a lover who’s a little on the moody side. It might take a little longer to get someone you’ve been seeing to admit to stronger feelings and it might take a little longer to move the relationship to the next stage in general, but it’s worth it if you’re patient.
Give Them Space
Keep Your Distance While The Mood Swing Is Happening
People who are known for having mood swings need space sometimes. It’s fact of life, and if they tell you they want a little time apart, don’t automatically blow it out of proportion and start planning for what you might consider an inevitable breakup. It’s not necessarily going to happen. With a moody lover, they just might not want to be intimate at that exactly point, or maybe not even go out on dates or anything. It’s nothing against you, and respecting their request for a little bit of time alone can be the best thing in keeping your relationship strong. It seems like common sense, but some people get so nervous at the idea of space that it can cause unnecessary drama in an otherwise successful relationship.
The world of online commerce and banking can be a scary place, and it can be quite intimidating to think about jumping in. Every year, it seems, there are stories about big online merchants who have suffered security breachers where hackers have acquired millions of credit cards or units of customer information. Reading those, you might be wary about signing up for an online money service like Paypal, but in reality it is not only quite safe but also a great idea. Everyone should consider signing up for a Paypal account, and here are just a few of the reasons why.
Open A PayPal Account
It’s the Most Widely Accepted Payment Source on the Web
If you’re worried about giving your credit card or other financial information to individual online retailers, then Paypal is definitely for you. Just about every major shopping website on the Internet accepts Paypal now, including everything from eBay to craft-selling website Etsy. It’s usually said to be a bad idea to keep all your eggs in one basket, but in this case, it’s actually the smart thing to do: by allowing Paypal to handle all of the nitty-gritty of your online shopping transactions, you never have to worry about being the victim of another company’s poor security practices when they result in a breach. You’ll be able to shop across the entire web and find plenty of merchants who are willing to accept Paypal, and you are completely shielded from risk in those transactions.
PayPal Is An Easy Way To Process Money Transactions, Gifts And Donations
Receive Gifts or Donations Without Hassle
Are you in a tight spot and need to ask people for financial help? Or do you run a website that needs some extra cash to stay live? Or do you just like asking your friends and relatives for money when your birthday or the holidays roll around? A "yes" to any of these questions means that signing up for Paypal is an excellent idea for you. If you need donations, Paypal allows you to put up a "Donate" link on any space of yours on the Internet, and users who click it will be taken straight to a page where they can send you money. You’ll receive it instantly, and even be able to withdraw the money to your bank account in only a few days. Friends and relatives who also use Paypal can also send you money in this way, and it’s always fast, safe, and secure.
Paypal Has a Great Privacy Record
If your main reason for still not having a Paypal account is simply because you’re worried about security, keep in mind that Paypal has never suffered a major security breach that resulted in people losing money. As long as you’re vigilant about safeguarding your own passwords and practicing good habits online, you have nothing to worry about. Paypal’s track record is surprisingly spotless for a company that has been operating on the Internet for well over a decade. You have little to worry about when using Paypal; their reputation depends on safeguarding your money and financial details, so you can bet they’ll do everything in their power to protect you from fraud.
It Is Safe To Use PayPal
Interviews for a new job can be a nerve wracking experience. You always want to make the right impression, but every company’s interviewing process is different. You may end up with a panel of interviewers, or just a single person. It’s rare that you’ll know in advance, so the best tactic is to show up as prepared as possible. Preparation is a universally attractive skill, and makes you look like you know what you’re doing. Every company wants an employee who will be reliable, professional, and ready to work once a meeting starts. A good way to approach an interview is treating it as an important meeting. Think about how you’d approach an important client offering a huge contract. This is how you should go into an interview for a new job. However, there always the common pitfalls that every candidate faces. As long as you’re aware of them beforehand, then you shouldn’t have much trouble avoiding falling into these traps. Here are three of the most common faux pas committed during interviews.
Avoid Common Interview Faux Pas
Giving Generic Answers
When an interviewer asks you a question, they don’t want the generic policy that’s already written in their employee handbook. You’re going to up against a lot of other people all vying for the same job, so you need to stand out. Try preparing for questions beforehand. They might spring a question on you that you’re not expecting, but as long as you’ve got some common answers down and ready to go, you’ll be fine. Questions you can expected to be asked are common sense, such as why you’re interested in the position and what kind of organizational skills you have. Usually, depending on the level of the job, personal organization and time management is something that potential employers want to make sure you have. Although it may not seem like it, it’s a rare quality for a worker to possess these skills. Therefore, have an answer prepared that demonstrates your ability to manage time. For example, don’t simply state that you’re excellent at time management and organizational techniques. Instead, use a concrete, specific example of a time when you demonstrated these skills.
You have to always be conservative during the interview process. Even if the company seems laid back or has a relaxed work environment, you want to show up looking your best to an interview. It’s always better to err on the side of caution than be underdressed. General interview attire is usually dark colors, well fitted garments, and closed-toe shoes. Never show too much skin, and avoid wearing chunky jewelry or garish ties. You want to look tasteful and professional. Even if after the fact, you can dress however you want once you’re hired, you don’t want to seem like you’re not taking the formality of the interview seriously. Dressing conservatively projects the image that you’re thinking carefully about your appearance. This is especially true if it’s obvious you don’t usually dress this way.
Do Not Wear Casual Clothing To A Job Interview
Having No Extra Copies of Your Resume
A huge must during an interview is having extra copies of your resume on hand. When an interviewer sits down with you, they’ve probably spoken to dozens of people in the same day. Therefore, it’s very possible that your resume might still be in their e-mail or tucked in a file somewhere. It looks very bad to force an interviewer to go retrieve your resume to refer to, because it seems like you’re unprepared. When you arrive to your interview, always carry a neat portfolio or folder with at least ten extra copies of your resume. This is also a good rule of thumb, since you never know how many people will be interviewing you.
Always Have Extra Copies Of Your Resume
It may be extreme, but leaving your card at home can force you to start making your lunch at home and bringing it with you to work (or wherever it is that you may be going). Technology is great, but many of us have become far too dependent on the convenience that it offers. Think about how many times you go out to eat, or how often you grab fast food during your lunch break at work. Not only can all these trips to food places cause you to spend a lot of money, they can also cause you to gain a ton of weight.
Start Losing Weight By Making Your Meals At Home
No Money, But a Few Problems
When you want to force yourself to start saving money, and to start losing weight, you can begin the process by bringing your lunch to work. Some of us are so busy that packing a lunch for the next day may seem like work that we don’t want to be bothered with. This is why you have to be tough with yourself by leaving your bankcard at home. When you leave your bankcard at home, you can’t simply go off to buy food because you won’t have any money.
If you have cash, it’s only a matter of time before you spend it all up on fast food places. Without the convenience of your bank card, you will either have to force yourself to start packing your lunches, or you will have to spend your lunch break hungry. If you think you can go your entire lunch break without eating every day for a week, think again. You will end up feeling terrible. Stomachaches and awful headaches are quick to make an appearance when you aren’t eating enough food during the day.
Get Yourself in the Right Habit
Once you realize how stressful it is to your mind and body to not eat lunch, you will then start to pack your lunch for the next day. To make things easier on yourself, plan out your meals in advance, so that you aren’t constantly trying to figure out what to cook. Use your phone, tablet, computer, or a paper calendar to write down your food menu for the entire week. Depending on what you want to have, you may even be able to make more than one meal in advance.
Avoid Fast Foods… Eat Healthy
It can take some time to get yourself in the habit of packing your lunch, but when you do, you won’t regret it. Make sure you are getting enough vitamins and nutrients from the things you eat. Think about the foods that you typically eat. If you are the type of person who eats a lot of breads and starches, try packing less of those and more vegetables. If you eat a lot of vegetables, don’t forget to add food for protein. If you have sweet tooth, pack yourself fresh fruits like pineapples, grapes, and strawberries to give yourself a boost of natural sugars and skip that processed stuff that you would find in a vending machine. Your body (and your mind) will thank you.
Once you get accustomed to taking your lunch, you can then begin bringing your bankcard with you. Challenge yourself every day to make sure that you don’t fall back into your old ways. If possible, you can even start planning both your breakfast and your dinner using the bankcard method (even when you back to bringing your bank card with you). Eating better involves training your brain to make the right decisions. Sometimes it can be tricky, but with effort, you can definitely do it.
Force Yourself To Cook And Carry Your Meals
You might also want to have a back up card just in case. You don’t want to be stuck somewhere without any money. Keep a card on you for emergencies, but let it be a card that you couldn’t justify charging food to. This way you can make sure that you won’t regret your decision of leaving your bankcard at home.